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New Membership

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Eligibility
 
  1. Government issued ID/Drivers License/State ID or Passport with current address
  2. Your complete physical and mailing address
  3. Social Security Number
  4. Date of Birth
      Click here to view our Membership Eligibility criteria

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, physical address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
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Required Products
Select the following products required for membership
Membership Savings

This savings account is required in order to join the credit union. The minimum balance requirement to earn the APY is $5.

APY: 0.10% Min Deposit: $5.00


In addition, select one of the following products
Available Products
Kasasa Cash Back Checking - Earn Cash Back Every Month!!

Free checking account that gives 3% cash back on the first $300.00 in everyday debit card purchases up to $9.00 each month, plus refunds on ATM fees, nationwide (up to $25.00 per month from ATM’s not owned or operated by MVCU).*

Min Deposit: $25.00

Kasasa Cash Checking - Earn Our Highest Rate!!

Free, high interest checking with up to $25 a month in ATM fee refunds when you meet the easy monthly cycle qualifications. When the monthly cycle qualifications below are met, balances up to but not exceeding $10,000.00 earn 2.00% APY and balances above $10,000.00 earn 0.20% APY.*

Min Deposit: $25.00

Basic Checking

No frills, free checking recommended for members who do not meet the qualifications to earn rewards with a Kasasa Checking.

Min Deposit: $25.00

Kasasa Saver w/Cash Back

Increase your rewards and build your savings by linking this Kasasa Saver to your Kasasa Cash Back Checking! When qualifications are met: • Cash rewards earned by the checking account automatically transfer to the Saver. • Balances up to but not exceeding $25,000 receive an APY of 1.00% • Balances above $25,000 earn 0.20%. When the qualifications are not met the Kasasa Cash Back Checking, cash rewards are not earned and the Kasasa Cash Saver will earn 0.02% APY. There is no balance requirement to earn an APY.

Min Deposit: $5.00

Kasasa Saver w/Cash

Build your Savings faster by linking this Kasasa Saver to your Kasasa Cash Checking! When qualifications are met: • Interest and rewards earned by the checking account automatically transfer to the Saver. • Balances up to but not exceeding $25,000 receive an APY of 1.00% • Balances above $25,000 earn 0.20% When the qualifications are not met the Kasasa Cash Checking earns 0.02% APY and the Kasasa Cash Saver will earn 0.02% APY. There is no minimum balance requirement to earn an APY.

Min Deposit: $5.00

Savings

Set up a separate account to save for your next vacation, property taxes, holiday expenses, or whatever you like. There is no minimum balance requirement to earn the APY.

APY: 0.10% Min Deposit: $5.00

Premium Savings

Earn a competitive rate with unlimited deposits! • No minimum balance requirement • One free withdrawal is allowed each month • A $5 fee is assessed for each additional withdrawal • The is no minimum balance requirement to earn an APY There is no minimum balance requirement to earn the APY.

APY: 0.15% Min Deposit: $5.00

Money Market

Savings with More Access • FREE “standard” checks • 6 tier interest rate based on account balance • Maintenance fee if your balance falls below $2,500.00 • Maximum 6 withdrawals per month. This could be checks, debit purchases, electronic transfers • Unlimited over the counter cash withdrawals

Max APY: 1.50% Min Deposit: $25.00

13 Month Certificate Special

APY: 4.25% Min Deposit: $500.00

91 Day Regular Certificate

The minimum deposit to open the Certificate is $1000 and the minimum balance requirement to earn the APY is also $1000.

APY: 0.05% Min Deposit: $1,000.00

6 Mos Regular Certificate

The minimum deposit to open the Certificate is $1000 and the minimum balance requirement to earn the APY is also $1000.

APY: 0.10% Min Deposit: $1,000.00

12 Mos Regular Certificate

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.20% Min Deposit: $500.00

SHARE CERTIFICATE – 15 MO REG

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.20% Min Deposit: $500.00

18 Mos Regular Certificate

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.20% Min Deposit: $500.00

24 Mos Regular Certificate

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.25% Min Deposit: $500.00

36 Mos Regular Certificate

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.50% Min Deposit: $500.00

48 Mos Regular Certificate

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.55% Min Deposit: $500.00

60 Mos Regular Certificate

The minimum deposit to open the Certificate is $500 and the minimum balance requirement to earn the APY is also $500.

APY: 0.60% Min Deposit: $500.00

APY (Annual Percentage Yield)
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If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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This account does not have sufficient balance to cover the total required deposit.

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Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Additional Information
Are you a current MVCU member?*
Please select the county in which you currently live, work or attend school.*
Please select the county in which you are a member of a religious, civic or charitable organization.*
Are you currently an employee or contract-member growers of Ocean Spray Cranberries, Inc?*
Please select the county in which your immediate family member currently lives, works, attends school or is a member of a religious, civic or charitable organization.*
Please enter the full name of your family member.*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Additional Information
Are you a current MVCU member?*
Please select the county in which you currently live, work or attend school.*
Please select the county in which you are a member of a religious, civic or charitable organization.*
Are you currently an employee or contract-member growers of Ocean Spray Cranberries, Inc?*
Please select the county in which your immediate family member currently lives, works, attends school or is a member of a religious, civic or charitable organization.*
Please enter the full name of your family member.*

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.